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Buying Your First Home Check List

  • Figure out how much you can afford.
  • What the monthly payment may look like eg- mortgage payments, taxes , utilities etc
  • Understand all your mortgage options- eg- Fixed or Variable rates
  • Make sure you have the required downpayment in hand before you make any offers or go house hunting( This is very important)
  • Get a mortgage pre approval either with your bank or a mortgage broker
  • Identify neighbourhoods you like to live in based on what you can afford
  • Start your house search with your realtor from D'Souza Homes

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